What's the best online payment method?

tiffiecute Level 1

November 2, 2017, 8:07 am

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What's the best online payment method?

I have PayPal and Payoneer that use for my freelanced jobs online but they painfully charge me a few bucks everytime I do transactions with them. I feel like they're taking half of my earnings from hard labor while they're just sitting there waiting for me like hungry vultures.

Are there any legitimate payment methods out there that charge a little or none (the better) for online banking transactions?

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mildredtabitha

mildredtabitha

I also have Payoneer and PayPal and I think they are the only ones which are best out here. PayPal has lower fess than Payoneer but Payoneer fees are always constant. For you to utilize this two payment processors well, you have to use PayPal when withdrawing cash below $105 and use Payoneer when withdrawing cash above $150. This will help in saving fees.

7 years ago

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Barida

Barida

You're right when you say that PayPal is for withdrawing lower amount of money. I've noticed that when I used PayPal for higher transactions, the charges were higher unlike what Payooner charges for withdrawal above 100 dollars. Both are good and will benefit newbies in the world of freelancing.

7 years ago

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augusta

augusta

I'm also seeking out means of a better payment processor and it like freelancers are stuck because there's no way out because most freelancing sites used either Paypal or Payoneer as their payment processor or else one is not ready to work.

I try transferring Bitcoin to a friend sometime last month and the fees coin Base charge wasn't funny, I thought Bitcoin fees will be better.I'm also looking out for other payment processors with lesser fees.

7 years ago

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potentialwriter

potentialwriter

The best online payment method is PayPal. They can't just beat the reach. PayPal has been waxing stronger for some years now and has been the most trusted online payment processor ever among many others. Paypal is accepted internationally and used by many companies to pay and get paid. Most people across the world shop online using paypal. It's even hard to make money online without having a PayPal account, though some countries are still restricted from using PayPal to get paid due to corruption.

7 years ago

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Norman1

Norman1

I also use paypal and payoneer. Truly it's like 30% to half of my earning goes to charges of this kind of payment. Being like you as a freelancer also thinking of other ways of getting the payment with a little charges. But as of now, they are the best and legit ones for getting your payment. Although it is painful, the money is secured.

7 years ago

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overcast

overcast

I found payoneer to be lot better when it comes to the currency conversion from USD to my local currency. Paypal has lot of fees. And also the currency conversion is very low for the paypal. So I don't prefer to have it. In my case you can see that I prefer to use cryptocoins. But I don't have any strong means for the payments. So on that options it'd be reasonable to consider multiple payment methods and it helps. I don't want to rely on paypal. Hope I get to decide multiple other payment methods. I think that way we can consider payoneer more as an option.

7 years ago

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keen2write

keen2write

I find PayPal much better for a payment method source. I am also with perfect money which is also good as they have a lending service on there. I see a lot of members these days use bitcoins with bitcoin wallets, I do have bitcoin address but rarely use it. So, for now, I basically stick with PayPal for now not really tried any other payment provider sites online.

7 years ago

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TimothyAlex

TimothyAlex

The reason I use PayPal is that most people know it and feel more comfortable making payments with it. All transaction companies and banks are vultures. If they see you as a business, they will milk you for everything they can.

7 years ago

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Tronia

Tronia

That's a valid point. If you look at different websites, clients and so on, they all love to use PayPal and if you don't use it yourself you're missing out. PayPal is the most used payment method for a reason - I believe that regardless of who you will use, you will still pay some fees.

7 years ago

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TimothyAlex

TimothyAlex

Yeah, PayPal has become a sign of credibility and reliability. Unless one is a major company (like an Amazon), people are skeptical about turning over credit card or bank information.

7 years ago

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DarthHazard

DarthHazard

The fact that so many sites use PayPal also make it the perfect choice because then you can use it to buy things/pay for services. With other online payment methods, they are a bit limited as very few sites will use them which means you will always have to transfer the money out of the account to use it.

7 years ago

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Pixie06

Pixie06

I have a PayPal and Skrill account. I can say that PayPal is the best. I have never really encountered any problems with PayPal. The customer service staffs are always there to help. Unfortunately, even I have to pay those PayPal fees when I receive my payments from certain clients. This is inevitable. However, PayPal will always remain a reliable payment processor to me.

7 years ago

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DarthHazard

DarthHazard

I'm sure there are others out there that have lower fees but I just don't think you should go with them. PayPal is the best payment processing site at the moment and I just don't think you should go with any other site. I do understand your frustrations, even when I sell some stuff on eBay, it feels like they take so much especially considering the PayPal and eBay fees are separate even though they are the same company.

7 years ago

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Tronia

Tronia

I have always been quite a faithful user of the good old PayPal. I think it's hands-down the best and most secure payment option available. Sure, Payoneer isn't bad but PayPal is simply better. I don't mind paying that 2% fee if I'm honest - I know that nobody does the transaction for free so I rather stick with the company that's high quality than to risk it.

7 years ago

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vinaya

vinaya

I think there is nothing like paypal. Paypal has the cheapest transfer rates and is almost available in every country. Payoneer is also good but, you will have to pay account Maintainance fees every month. The only payment method that can be compared to paypal is payza, however, it is more expensive to use than paypal. Furthermore, you get 6 months for dispute in paupal but only 45 days in payza. I have tried many payment processers like solid trust pay, payeer, neteller, skrill and bitcoin. Bitcoin is also a good option but bitcoin rates are always fluctuating.

7 years ago

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overcast

overcast

Payoneer is lot better. I guess Nepaly local currency conversion rate in paypal and the payoneer currency conversion can tell you the difference. Even that difference alone can tell you how much more you make through payoneer payouts. But sadly the very less sites are being accepted for payoneer. On that point I'd say for now the evil in the house is paypal to rely upon.

7 years ago

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itommy

itommy

I used Paypal all the time and almost my customers are paying me via Paypal.
I missed some payments because my customers didn't use Paypal hence I am looking for a good alternative to Paypal though. It can be skrill

7 years ago

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rage35

rage35

I guess PayPal and Payoneer are among the best payment methods you can trust online. Apart from that you can also try Payza or Solidtrustpay but it's not really the ones being used mostly by online jobs. They pay mostly through the payment processors you have now. I also used PayPal and it's quite good to me and charges are not that big.

7 years ago

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limberg

limberg

I only use one online payment method - PayPal. It's very reliable and safe. I've been using this online payment processor since I began to make money online way back in 2010. It has already been 7 years since I first used PayPal and it's still going strong right now. Collecting and accepting cash, making payments, and transferring online funds to my bank account is a breeze with PayPal. I haven't used any other online payment method. That's how great PayPal is.

7 years ago

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wiseagent

wiseagent

For me, PayPal is an unbeatable option.

I'm already a lot of user and I don't have a single complaint about the processes / transactions that are done because everything is done very clearly and transparently.

Everything is so detailed that it's impossible not to just have good things to comment on.

7 years ago

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Barida

Barida

PayPal has been around for many years and has gotten quite good number of good reviews from users around the globe. This is the reason I'm going to stick with PayPal for most of my online transaction. I understand that Payooner is good as well, bit most of the sites that I work on will prefer paying via PayPal to Payooner, so I've got to go with the decision.

7 years ago

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Soulwatcher

Soulwatcher

I have been using paypal since they opened and I can tell you without a doubt there is no better pay merchant out there. Paypal will go out of there way to try and settle a dispute of charges unless its credit card fraud. And then they will do a reversal of payment. And I also think that their fees are reasonable for all of what they do.

7 years ago

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overcast

overcast

I have a good experience with the payoneer. And they seem to be good for the bank transfer. It takes 1 day for them to send money. For paypal it's bigger amount and time. So I am guessing for each one us that can be different for sure. I don't know how many people choose to get paid with paypal. But it seems like payoneer is slowly gaining into this space. And fees of paypal are higher. That's why I think payoneer will gain traction.

7 years ago

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peachpurple

peachpurple

I am a huge fan of Paypal because it pays me promptly without any charges. In addition, I don't have to worry about fraud cases because the security here is strict

7 years ago

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itommy

itommy

Are you sure about this?
Paypal charges high transfer fee for per transaction there although I think it is the best payment method at this time.

7 years ago

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kgord

kgord

I am only familiar with PayPal. I have heard of some of the other payment methods but I have never attempted to use them. PayPal has increased their fees which I don't like..but it is pretty reliable as a payment method and I love their debit card option.

7 years ago

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Baburra

Baburra

I think Paypal is still the best. The only problem is that you never know when you will do something wrong and they will end up freezing your funds for some reason, which is why I am always very careful when making transactions with my account. I think it is the most convenient and the only thing I would want more from it is that I wish I could use it for other services but I could understand why they would shy away from certain industries and stores.

7 years ago

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gamergurl

gamergurl

Most of my income I get via Payoneer as well, because while they're indeed very expensive, they're the only real option I have to get my money in cash and be usable outside the Internet. PayPal is a massive pain to deal with once you start earning more than couple hundred a year, so I wouldn't really recommend them.

Hopefully a cryptocurrency alternative like Bitcoin will gain ground in the future because they're fast and cheap to use. Just needs (much) more adoption before we're at that point, sadly.

7 years ago

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Corzhens

Corzhens

I have been with Paypal since I started earning from my freelancing work. I think it is already more than 3 years and I still have to experience an issue with Paypal. The advantage of using Paypal is that it is the most popular and most available for all the sites that I have been to. As the saying goes, why fix it if it ain’t broke. I am sticking it out with Paypal regardless of the other payment centers that are appearing.

6 years ago

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