Inthis age of digital revolution, Mobile Banking has considerably increased post Smart Phones entering the market. Users who depended on Bank Branches have started using their mobile phone and laptops to transact. With the changing trends, it is observed that Financial Institutions are investing more in ATM’s as a cost effective alternative to branches. More and more Banks are following the suit and investing more in ATM’s and making the experience of walking into an ATM more rewarding, cost effective and productive to an average Mobile Banking user.